In our practice, we do not only try to recover claims, but above all to realise them!

This way of dealing with receivables sets us apart from our competitors.

Realization of receivables represents a creative and modern approach to solving the portfolios we manage.

Nowadays, simply sending a debtor a notice to start the collection process is not enough. Our aim is to communicate, to negotiate, to offer a solution that will motivate the debtor to negotiate with us and thus straighten out the situation they are in. The basic solution may be an agreement on repayment of the debt, but we also use the possibility of seeking opportunities for offsetting debts where the debtor is in secondary insolvency. The last, but also used option, is to lead the collection process towards foreclosure or by triggering insolvency proceedings.

If the debtor takes an active approach to resolving his/her liability, we are always interested in supporting his/her efforts. Our long experience speaks in favour of establishing a fair business relationship with the debtor, where on the one hand we can provide the advantage of repayment, but in return we demand compliance with the agreed terms. It is mutually beneficial and efficient.

Our priorities for debt resolution are therefore always negotiation, agreement, motivation, payment or repayment and only in the last resort resolution by way of enforcement or insolvency.

In our practice, we use the expertise of our team of experts with experience in both the debt resolution and insolvency fields, as well as cooperating attorneys focused on commercial law, insolvency law, as well as criminal law.

Negotiation skills are also an important factor in the cases we handle. It is the most important discipline for our field. In many cases we also act as a mediator between debtor and creditor, and in the case of construction claims between the client or investor and their contractor.

ENREDA a.s. has been a specialist in the field of debt collection and management since 2007.

We deal with the management of our own portfolio of receivables, but also with the realization of receivables for our clients. We carry out acquisitions of receivables files, while we also handle individual business cases that have reached the point where the creditor and the debtor have made no further progress in resolving the payment situation.

In our activities, we cooperate with major corporate creditors, but our client portfolio also includes smaller business entities whose receivables complicate their business.

There is no specific field of receivables that we target. It is true that we mostly deal with claims from the secondary and tertiary sectors of the economy. The receivables we manage originate from the banking sector, followed by the manufacturing industry, wholesale trade and, last but not least, the construction sector.

The latter sector, the construction industry, is a specific discipline in terms of receivables, as it is necessary to apply not only knowledge of the environment, but also good negotiation techniques. Thanks to the fact that we have staff with this experience, we cooperate with major players in the Czech construction industry. It is for them that we deal with claims that are qualified as risky, if not outright written off.

We simply enjoy claims and we know how to solve them! Many business entities prefer to entrust us with the solution because their primary focus is their business - manufacturing, trade or construction. With us, he can be sure that he will find the background and service. He can then fully concentrate on his own work, which is the source of his income.

Many debtors abuse their position, where their relationship with the creditor somehow "stagnates" and the entry of a new creditor in the form of our company brings a new approach to the debtor's solution to the whole case. That is why we prefer to purchase and resolve receivables on our own behalf.

We have a detailed knowledge of all aspects of the collection process, even taking into account various local specifics. We purchase or manage portfolios of retail receivables of domestic and foreign partners and provide them with comprehensive services in managing these assets. We use a wide range of global solutions to collect receivables. We work closely with many specialists including law firms.